Draft — pending qualified review

This page is not indexed and has not been reviewed by a qualified legal, mortgage or tax professional. It describes how Findle works — it is not advice about any transaction.

Findle Global · About our data

Methodology

How Findle collects, checks and corrects pre-construction information — and what it cannot promise.

By Findle Global Editorial Team · Reviewer: pending qualified review · Checked Nov 5–6, 2026

What Findle is

Findle Global is a real estate technology platform that lists new-build condominiums, townhomes and detached homes across Ontario, with project facts sourced from builder price lists, builder portals and public builder records. Findle is not a licensed real estate brokerage, and nothing on this site is legal, mortgage or tax advice.

Prices, availability, incentives, deposit structures and closing dates change, and should be verified against the builder before an offer. A listing on Findle means the project exists in our records with the facts shown — it is not a recommendation to buy it.

Definitions

TermWhat it means on Findle
Deposit scheduleThe staged instalments in the Agreement of Purchase and Sale, with amounts, due dates and the payee.
Interim occupancyLiving in a condominium unit before the condominium is registered and title transfers, while paying a monthly occupancy fee. Condo only.
Final closingThe date title transfers, the mortgage funds, and land transfer tax and closing costs are paid.
AssignmentTransferring the buyer's rights under the Agreement of Purchase and Sale to another buyer before final closing, where the builder permits it.
Development charges & leviesMunicipal charges for growth-related infrastructure, which a builder may pass through to the buyer under the agreement, sometimes capped.
Price basisWhether a quoted price is net of the HST rebate, inclusive of HST (net of rebate), or exclusive of HST. The basis is stated with the price wherever we know it.
HST relief streamsThree distinct programs: (1) all-buyer enhanced relief up to $130,000 (agreements Apr 1, 2026–Mar 31, 2027); (2) federal first-time buyer GST rebate up to $50,000; (3) Ontario first-time buyer provincial rebate up to $80,000. They are never added together.

How we verify a project

  1. Builder documents first.Prices, deposits, occupancy and incentives come from the builder's own price lists, portals and broker releases wherever we can obtain them. Each verification records the source and its date — for example, Fieldgate Homes' UpTown Woodbridge price list dated October 28, 2026, or Brightstone's October 30, 2026 broker email for OG Urban Towns.
  2. Two sources where it matters. A price, deposit or date that affects a buying decision is checked against a second source before it is published as fact. Where only one source exists, the listing says so or leaves the field unpublished.
  3. Never invent a missing fact.If the builder has not published a bed count, a deposit structure or an occupancy date, the listing says so — “See floor plans” for unknown bedrooms, an empty field for unknown terms — rather than filling the gap with a guess or a marketing claim.
  4. Price basis is part of the price. A price is never shown without its basis where the basis is known, and a rebate is never calculated from a price that is already net of that rebate.
  5. Government relief is not a builder incentive. HST rebates are government programs and are never listed as builder concessions. Fees (for example, a monthly POTL fee) are costs, not incentives, and are shown as costs.
  6. Third-party data is labelled by its nature.Where a figure comes from a broker page or portal rather than the builder itself, it is treated as third-party-sourced and flagged for confirmation — for example, Navera at Mayfield Village, whose beds, sizes and deposits come from two agreeing broker pages citing the builder's September 2026 feature sheet, pending broker-portal confirmation.
  7. Expired terms are removed, not carried.A promotion with an expiry date stops being shown as current once it expires — for example, Five Oaks' grand-opening bonuses, which expired on October 25, 2026.

The top 20 commercially important projects were verified field by field against builder sources on November 5–6, 2026. Verification is a point in time: builders change prices and terms without notice, and a verified figure can become stale. Every project page carries a checked date; treat anything older than a few weeks as a starting point, not a quote.

Selection bias — what the directory is not

The Findle directory is not the whole Ontario pre-construction market. It is the set of projects Findle has collected — about 755 listings as of November 5, 2026 — drawn from builder portals, broker releases and research. Projects we have not yet collected, projects whose builders do not publish information publicly, and projects outside our coverage are absent, and their absence says nothing about their quality.

Coverage is also uneven by design: projects with public price lists and portals are documented in depth, while projects that publish nothing appear with little more than a name, a builder and a status. A thin listing means thin public information, not a thin project.

Any aggregate drawn from Findle's records — a count, a price range, a deposit distribution — describes Findle's records, not the Ontario market as a whole. We do not present samples from our directory as market totals.

Corrections policy

If a price, date or term on Findle is wrong, we want to know. Email connect@findle.global with the project name, the field in question, and the correct figure with its source (a builder price list, portal page or broker release). We check it against the builder's records and correct it, with the checked date updated on the page.

Corrections are recorded, not silently rewritten: when a published figure changes materially, the page's checked date changes with it. We do not delete a project's history to make a correction look like it was always right.

Update standards

  • Checked dates are real. A page shows the date its facts were last checked against a source — not the date the page was designed or the date the site was deployed.
  • Guides are reviewed, not just published. Any guide carrying legal, mortgage or tax guidance is marked as pending qualified review until a qualified reviewer has signed it off, and is not indexed before then.
  • Rates and rules are dated.Interest rates, rebate windows and mortgage rules change. Where a guide states a rate or a rule, it states the date it was true — for example, the Bank of Canada's policy rate of 2.50% set on October 28, 2026 — and the reader is told to confirm the current figure.
  • Sources are named beside claims.Material facts link to their primary source — the Canada Revenue Agency, the Bank of Canada, CMHC, the Condominium Act, 1998, Tarion, or the builder's own documents — so a reader can check the claim without taking our word for it.
  • No ranking is promised. Nothing on Findle promises a search ranking, an AI citation, a mortgage approval, a rebate, a return or an appreciation in value.

Start with the guides

The methodology above is how we work. The guides below apply it to the decisions buyers actually face:

FINDLE GLOBAL

General information only — not legal, mortgage or tax advice. Checked Nov 5–6, 2026.